What is retirement and when does it start?

Retirement begins on the day after you cease working full time at your profession or vocation.

Retirement is that part of your life after you cease working and ends on the date of your demise. Actually, retirement is a career than can span 30 to 40 years depending on the age of retirement.

To put it into another perspective: Retirement encompasses approximately 2,000 hours per year, the same amount of time as you put in when working. Now multiply that by 30 to 40 years and you have 60,000 to 80,000 hours of time that you have to fill in your lifetime.

When you consider that these numbers are almost the same as those in your working days, you realize that the task you face is huge. How you handle this, will determine how you handle your retiring years.