Thursday, March 10, 2011

FOUR THINGS TO CONSIDER

1. Look after your teeth. Remember, you only get one set
2.  Be kind whenever possible.  It is always possible – and The Dalai Lama should know
3. Thank whoever is ‘up there’ for all the blessings you have and enjoy every day, no matter what it brings.
4. Something said to me by a very wise man who had just lost a son: ”It is better to give with a warm heart than a cold hand”




Monday, March 7, 2011

THINGS TO CONSIDER

1.    When should you begin attending retirement seminars
2.    How does your spouse feel about your retiring
3.    Have you had the CARE CONVERSATION,
4.    Keep personal info up to date, record it in a book . Tell someone where it is.
5.    Record all passwords and pin numbers so that someone can access accounts
6.    Do you have hobbies or other interests
7.    How are you going to fill 2000 hours each year
8.    Do you have company life insurance? Who is the beneficiary? Can you continue the coverage  Where is the policy?
9.    Long term care and critical care insurance. When should you consider them.
10.Keep all medical records up to date with a list of all your doctors.
11.Are you single or divorced, there are different options as well as problems facing you
12.Is this a 2nd family, then there are kids, grandkids, blended kids;  need new wills and powers of attorney
13.Do you have unused sick leave or vacation time coming to you
14.Are you leaving or being asked to leave; working notice in lieu of severance
15.Will your major medical follow you into retirement; fix your teeth before you leave
16.There is a difference between an annuity and other types of insurance and investment products
17.Your RRSP becomes a RIIF at age 71, how old is your spouse?
18.What is TFSA
19.If you receive a retiring allowance, remember there are tax effective ways to invest same so that CRA does not take a big bite
20.Do you have a financial advisor; fee based?
21.Do you know all the rules with respect to the Health care system in you province; what does it provide; compassionate care leave---6 weeks

Saturday, March 5, 2011

HOW YOU TREAT A BOOMER

1) Value

o Do your staff know of the value and importance of your maturing customer?
o How are your customers made to feel welcome and valued?
o Do your staff hold negative stereotypes of aging?
o Watch your assumptions  that older person may have created the original user
  manuals for that computer you are using!


2) Inter-action

o Have your staff been trained in how to communicate effectively with
  different age groups?
o Do your staff maintain eye-contact?
o Are your staff interested in providing solutions for your customers?
o Do your staff take extra time if needed?
o Do your staff address your customers as they want to be addressed?
o Do your staff speak directly to a customer, or do they speak through a
  spouse, or caregiver?
o Do your staff assume cognitive decline in older persons?

3) Respond to Key Issues and Concerns

 For professionals serving the Boomer and Senior markets, do you understand the
 communication strategies, values, and concerns that will resonate?
For instance  Boomers are and will continue to re-define what retirement is
all about!  The Japanese call it Second Life and the French call it Third Age. 
These life stages are defined by life transitions, not simply by whether or
not someone continues to work for money.  It is about meaning and lifestyle.
Speaking someones emotional language  we buy emotionally and justify logically 
but why do we still provide specifications before we make the hart connection?
Do you know what crystallized thinking is and how to work around this with
your clients?
Do you respond to Boomer stereotypes  do you think that all Boomers are into
extreme sports, in debt, and only concerned about themselves???
What about caregiving?  Many boomers are working, raising teenagers and
looking after aging parents  does your business offer solutions without adding
more stress and hassles?